There are several options for making an immediate payment to the IRS or arranging to pay in instalments. Whenever possible, it is recommended that you pay in full to avoid interest and penalty charges.
Pay with your Online Account
If you have an ID.me account, you can sign in to your individual account without re-verifying your identity. You can access tax records, make and view payments, view or create payment plans, and view payment history and any scheduled or pending payments. If you’re a new user, you’ll have to create a new ID.me account.
Pay with IRS Direct Pay to pay from your bank account
If you choose to pay via Direct Pay, there are no processing fees.
- Visit IRS Direct Pay
- Click Make a Payment
- From the drop-down menu on Apply Payment To select Form 1040 - Income Tax
- This selection will auto-populate the next two fields:
- Reason for Payment, select Balance Due
-
Tax Period for Payment: Enter 2025
- Click Continue.
- A window will appear to verify your information; click Continue.
- To verify your identity, begin by selecting a previous tax year from the dropdown Tax Year for Verification. Please Note: This is not the payment year but the year you recently filed a tax return, for example, 2023.
- Complete each required field to verify your identity.
- Click the box for “I accept the Privacy Act and Paperwork Reduction Act.” then click Continue.
- Enter the payment amount and payment date.
- Enter your bank account information and select the account type.
- Click the box for “I would like to receive email confirmation notifications and agree to the Email Terms of Service.”
- Enter your email address and click Continue.
- A pop-up for Disclosure Authorization will appear; click I Agree.
- Review your information; under Electronic Signature, enter your information.
- Click the box for “I accept the Debit Authorization Agreement.” then click Submit.
- A confirmation page appears where you may Print for your records. You should have also received an email confirmation.
Paying by Debit Card, Credit Card, or Digital Wallet
The IRS uses authorized payment processing partners to collect payments by debit or credit card. You can also pay using digital wallets such as PayPal or Click to Pay.
You may choose between Pay1040 or ACI Payments, Inc. to process your payment.
Other Ways to Pay
You may also pay through the IRS2Go Mobile App, which allows you to make payments, receive tax tips, and check your refund status on annual returns.
If you prefer, you can also pay by check, money order, or cash.
If you need more time to pay, avoid a penalty by filing and paying your tax by the due date, even if you can’t pay what you owe. You can apply for a payment plan online to pay off your balance over time.
Avoiding Payment Penalties
If you need more time to pay, avoid a penalty by filing and paying your tax by the due date, even if you can’t pay what you owe. You can apply for a payment plan online to pay off your balance over time.