What tax documents do I need to file my taxes?

As you receive tax forms in the mail and email notices in your inbox, we encourage you to start scanning, downloading, and gathering them into a readily accessible place on your computer for easy uploading into Heard later on. Below, you'll find a list of common tax documents and when you'll likely receive them (many of them are due to you by January 31st).

Health insurance

• If you had state marketplace health insurance:
  • Form 1095-A
  • You should receive this by January 31st
  • If your form is late, you should reach out to your state marketplace's customer support

• If you had minimum essential health coverage: 
  • Form 1095-B
  • You should receive this by January 31st
  • Note that you do not have to have 1095-B in order to file your taxes

• If you had employer-provided health insurance: 
  • Form 1095-C
  • You should receive this by January 31st
  • Note that you do not have to have 1095-C in order to file your taxes

Investments / Income /  Finances

• If you've received more than $10 in dividends from a company or other entity: 
  • Form 1099-DIV
  • You should receive this by January 31st
  • If your form is late, you should reach out to the bank or financial institution from which you earned dividends 

• If you sold stocks, property, or bonds 
  • Form 1099-B
  • You should receive this in January
  • If your form is late, you should reach out to the broker or exchange that you worked with ( i.e. J.P. Morgan, Charles Schwab, Fidelity Investments, Robinhood, etc.)

• If you bought, sold, or traded cryptocurrency: 
  • Form 1099-B or a consolidated investment statement (shows all activity from your cryptocurrency accounts)
  • If your form is late, you should contact the trading platforms you worked with (i.e. BlockFi, Robinhood, Uphold, Cashapp).
  • Note: not every cryptocurrency exchange issues Form 1099-B. However, you are still required to report all taxable transactions to the IRS. (Don't worry– your tax preparer will help you figure this out).

• If a bank paid you at least $10 in interest
  • Form 1099-INT
  • You should receive this by January 31st
  • If your form is late, reach out to your bank

• If you received distributions from a medical or health savings account:
  • Form 1099-SA
  • You should receive this by January 31st
  • If your form is late, reach out to the provider of your medical or health savings account

• If you received disability or social security income: 
  • Form 1099-SSA
  • You should receive this by January 31st
  • If your form is late, you can get it online.

• If a medical provider or other business paid you over $600 for services provided: 
  • Form 1099-NEC ( if you're a sole proprietor)
  • Form 1099-MISC (if you're an S corporation)
  • You should receive this by January 31st
  • If your form is late, you should reach out to the medical provider or business whom you did over $600 of services for

• If you paid tuition or education expenses that qualify for deductions
  • Form 1098-T
  • You should receive this by January 31st
  • If your form is late, you should reach out to your school 

• If you used a payment processor that took fees out of your revenue: 
  • Form 1099-K
  • You should receive this by January 31st
  • If your form is late, you should reach out to your payment processor's customer support

• If you paid your employees through a payroll provider:
  • Form W-3
  • Your payroll provider will send this to you/file this for you by January 31st
  • This only applies if you have more than two W-2 employees
  • If your form is late, you should reach out to your payroll provider

Retirement

• If you've made contributions to an IRA:
  • Form 5498 
  • You should receive this in mid-May
  • It's not required to file with your tax return; it's for informational purposes only

• If you've received a distribution of $10 or more from your retirement plan:
  • Form 1099-R
  • You should receive this by January 31st
  • If your form is late, you should contact your retirement plan issuer.

Homeownership 

• If you received $600 or more of mortgage interest:
  • Form 1098
  • You should receive this by January 31st 
  • If your form is late, you should contact your mortgage lender.